Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
Get more information and updates from Bellway Homes regarding this development via:
Receive updates about other nearby developments from Bellway Homes and sister brand Ashberry Homes, as well as related products and news.
We’ve teamed up with one of the UK’s leading new homes mortgage specialists, New Homes Mortgage Helpline, to help find the right mortgage product for you.
Please note, by ticking the checkbox below you consent to Bellway sharing your data with New Homes Mortgage Helpline (a trading name of The New Homes Group Limited) who will contact you to offer unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway will receive a commission of £350 when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal. This commission does not affect mortgage terms and is not charged to homebuyers.
If the first rung of the property ladder is still feeling a bit too high, we’re here to give you a leg up. As a first-time buyer in Britain you could use one of these brilliant schemes to help you afford a new Bellway home, whether you’re struggling to get a deposit together, or find a cheaper mortgage.
Here are all the schemes and incentives currently available to first-time buyers. Your sales advisor is always on hand for a friendly chat to see if one of them is right for you.
Get out of renting and into your own home with a Track Record 100% mortgage. You could be eligible if you’ve been paying rent for 12 months or more, and you don’t need to have a deposit saved.
With Heylo’s Home Reach Shared Ownership scheme you can buy a share of a Bellway home with just 5% deposit and pay monthly rent on the portion you don’t own.
Two government-backed schemes are still available to support first-time home buyers. The Help to Buy – Wales scheme is open until September 2026, while Forces Help to Buy is here to stay.
Get a low-rate first-time buyer mortgage with the Own New Rate Reducer scheme. Bellway will give up to 5% of your home’s value to your lender, opening the door to better interest rates for you.
Exclusively for first-time buyers in England, the government-backed First Homes scheme gives you the chance to buy a new-build Bellway home with a minimum 30% discount.
Buy a Reduced Market Value home in your local area for up to 30% off the full market value. Several councils offer incentives to buy a home at a discounted price if you’re eligible.
If you’re ready to move into your first home, so are we. Good to Go homes are available at many Bellway developments, and they’re perfect for first-time buyers as there’s no chain, no delays, and you could be carrying your boxes through the door in a matter of weeks.
A discount of up to 30% on a new Bellway home in Bury, exclusively for eligible residents who’ve lived in the area for at least six months.
Put down roots in Wigan with a 30% interest-free loan to buy a new-build Bellway home. You’ll need a minimum 5% deposit and have a strong link to the area.
Buy 100% of a new home in the city of Edinburgh for 80% of its full market value. If you have a local link and meet the criteria, the Golden Share scheme is worth a look.
From Track Record deposit-free mortgages for renters, to the government-backed First Homes initiative, there are several schemes to help first-time buyers in Britain to get through their own front door. Have a chat with your sales advisor at your local Bellway development to find out what first-time buyer schemes are available to you, and which homes are eligible. They might just know a shortcut on the path to your first home.
If you’re a first-time buyer in England, the government is opening the door a little wider for you with the First Homes scheme. If you’re eligible, you could buy a new Bellway home for at least 30% off the market value. Talk about nailing your first move.
The Help to Buy – Wales scheme is still open for applications too, giving you a boost to buy a new-build home in Wales with just 5% deposit. You’ll have to be quick though, as the scheme will be ending in September 2026.
For eligible service personnel of the British Armed Forces, the Forces Help to Buy scheme allows you to borrow up to 50% of your annual salary to buy a home. It’s an interest-free loan of up to £25,000, and the scheme is here to stay.
The best scheme for first-time buyers is the one that’s right for you as an individual. Everyone’s path to buying a home is different; having a range of schemes and initiatives to choose from helps you to leap over the obstacles so you can buy your first home with Bellway sooner.
Whether you’re struggling to save for a deposit while paying rent, you have a low deposit but are ready to buy, or your deposit’s sorted but you can’t find an affordable mortgage, we could help. Our friendly Bellway sales advisors would love to chat to you about your circumstances and explain the schemes available to see if there’s one that works. You never know, your first home could be just around the corner.
No, they’re open to anyone who is eligible, but shared ownership schemes can be a great move for first-time buyers. With just a 5% deposit you could buy a share of up to 75% of a new Bellway home and pay rent on the portion you don’t yet own.
Heylo’s Home Reach Shared Ownership scheme is available at selected Bellway developments, giving you the chance to buy a home at one of our exciting communities in a way that suits your needs right now. Over time, you can buy more shares of your home until you own it outright.
Find out which Bellway developments are taking part in the Home Reach scheme on our dedicated scheme page, then have a chat with your sales advisor to see whether shared ownership could be a good fit for you as a first-time buyer.
If you’re hoping to put down roots in Scotland, there are first-time buyer schemes and initiatives available to you. You might be able to take advantage of a Track Record mortgage if you’re renting at the moment, or secure a lower mortgage rate with Own New Rate Reducer.
Explore all our new homes for sale in Scotland and then call or pop in for a chat with our sales advisor to find out what’s available to you as a first-time buyer.
Another reason to buy with Bellway
We love winning your trust, but it’s nice to win an award sometimes too. Bellway was named ‘Large housebuilder of the year’ at the Housebuilder Awards 2025, a trophy we were proud to add to our shelf as it’s the second time in three years we’ve received it.
The Housebuilder Awards celebrates the best in the UK new homes industry, so it’s great to know that we’re making a good impression. But it’s our customers who we really want to dazzle – and having a HBF 5-star housebuilder status for ten years running tells us we’re on the right track.
Trust us with the house, so you can find a home
