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Heylo Housing - schedule test

Wigan Council
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Summary

Bellway provides affordable housing on a number of its developments across the country through residential property company Heylo Housing. We work with Heylo to offer shared ownership homes under its Home Reach scheme, whereby residents own a share of the property – between 25% and 75% - and pay rent on the remainder.

Who’s eligible?

You are eligible to buy a shared ownership home through Heylo if:

  • Your household income is less than £80,000 (£90,000 in London).
  • You currently do not own a property.
  • You cannot afford to buy outright.
  • The property you wish to buy will by your only home and you will live in it.
  • You can demonstrate you are able to afford to buy a share of the property and afford the monthly rental costs.
  • You have registered with and been accepted by your local Help to Buy agent.

Terms and conditions

A reservation fee is payable to secure your home, which is sold to you with a 125-year lease. Buyers purchase an initial share of the property between 25% and 75% of its value. Rent of 2.75% is payable on the value of the remaining share, with an annual increase in line with the Retail Price Index (RPI) plus 0.5%. Further shares in the property can be purchased, up to the total value of the property. A monthly administration fee is payable and Heylo will also take out buildings insurance for the property, which will be recharged back to residents each year. Any service charges are paid direct to the housebuilder, or managing agent.

Bellway terms and conditions

Selected developments and plots only, subject to availability, status and eligibility. Any offer is subject to contract and cannot be used in conjunction with other offers. Prices are subject to change without notice. Images shown are typical of Bellway homes.

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