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You could purchase a qualifying home in the City of Edinburgh for 80% of its market value.
Golden Share is an approved affordable housing tenure for homes that fall within the City of Edinburgh and match a pre-determined criteria. Properties using this scheme are sold at 80% of their open-market value to make them affordable for those in housing need.
Using Golden Share, the process is similar to buying a property the traditional way and the purchaser will own 100% of the home.
For full details including a list of caveats, please download the Guide to Golden Share
The eligibility criteria to meet in order to qualify for the Golden Share scheme is as listed below. You must:
The City of Edinburgh Council will assess your eligibility further using the evidence provided. The required evidence includes*:
* See the Guide to Golden Share for full eligibility criteria.
Under the terms of the Golden Share agreement, any future sales of the property are capped at 80% of the open-market value. This applies to when the original homeowner sells the property, and when any future buyers come to sell. To ascertain this value, a homeowner needs to do the following:
The 20% is a restricted price cap on the open market price, restricted through the title deeds, so the purchaser owns 100% of the property
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Subject to status and available on selected developments and plots in England only up to the value of £330,000. Funding for the scheme is limited and will be allocated on a first come first served basis.