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We are offering drop-in appointments across all our developments; however, should you wish to have dedicated time with our sales advisor, we encourage you to book ahead. Click here for further details.

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Low mortgage rates are back

Low-rate mortgages are back with Bellway and Own New Rate Reducer.


With mortgage rates from below 1.00%*, Bellway’s partnership with Own New Rate Reducer can provide homebuyers with better monthly mortgage payments for an initial two- or five-year period.

This could be the key to your new home, helping first-time buyers get on the ladder and home movers access reduced interest rates.

Available on selected developments and plots; for full T&Cs available here.

New Bellway homes

Quality homes across the country

With new developments built in over 250 locations, your dream Bellway home may be closer than you think...

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We'll make your move trouble-free

With Express Mover, Bellway will work with a recommended local agent to sell your current home as quickly as possible – with no estate agent fees to pay.

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Energy efficient homes

When buying a new Bellway house compared to an older home you will save the following:

Energy bills will be 42% cheaper

£2200

A Bellway house with an EPC rating of B or above could save you £2,200 a year, or £183 a month on your energy bills, when compared with an older home.**

97% of new Bellway houses hold an EPC rating of B or above for energy efficiency

64%

Due to the implementation of our pioneering technology, your energy bills will be 64% cheaper than the cost of a typical existing home.

EPC rating of B or above

99%

99% of new Bellway houses hold an EPC rating of B or above for energy efficiency. For comparison, just 4% of second-hand homes hold the same rating**.

Discover a greener way

Save on stamp duty

As well as our mortgage incentive, when reserving your new Bellway home, there’s no stamp duty to pay on any property under £250,000, and for first-time buyers the threshold is even higher.

Although Help to Buy has ended, as a first-time buyer in England, you benefit from stamp duty relief. First-time buyers do not pay stamp duty on any property priced up to £425,000. Above £425,000, you will pay 5% of the property price. With 200 developments in a range of locations, we have properties covering all price ranges.

Use our mortgage calculator to help calculator your affordability, or if you'd like some advice then we'd recommend you speak with New Homes Mortgage Helpline as they can help find the right mortgage product for you.

Please note, by using the link above, you consent to leaving the Bellway website to go through to the New Homes Mortgage Helpline portal (The New Homes Group Limited) which offers customers unbiased, reliable and professional advice on mortgages available from a wide variety of lenders. Bellway may receive a commission when you complete on a mortgage arranged by the New Homes Mortgage Helpline through this portal.

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Award-winning customer service

Home builders federation 2021 - 5-star home builder

Bellway completely exceeded our expectations, and the aftercare so far has been amazing. We really couldn’t recommend Bellway enough.”

- Channelle and Matt
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More than a home builder

All you need when it comes to finding your new home

*Terms and conditions apply. Own New Rate Reducer is available on selected developments and plots only, and will include a housebuilder incentive of either 3% or 5%. Whilst stocks last, subject to availability. Speak to the sales advisor on your chosen development to discuss where Own New is available.

Headline interest rate is based on current headline market interest rate.

Detailed illustrations are based on Bellway’s current average house price of £310,000 and include a [5]% homebuilder incentive and a [5]-year fixed period, including illustrations based on a [40]% customer deposit and [10%] customer deposit. Savings made in the initial [5]-year fixed period.

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it. Interest rate last updated on [insert date] and is subject to change.

As part of the Own New scheme, a housebuilder contribution of either 3% or 5% of the value of the house asking price is passed directly to the lender to secure a reduced mortgage rate for an initial period of 2 or 5-years fixed. After the initial 2 or 5-year fixed period, your mortgage rate will revert back to the standard variable rate at the time.

A percentage fee of 0.22% of the house price is subtracted from the 5% housebuilder contribution (0.15% if the incentive is 3%) and goes directly to Own New as their arrangement fee.

Subject to lender criteria, eligibility, qualification and receiving regulated advice from an independent mortgage broker.

Applicable on new reservations only. This offer cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw this offer at any time.

Bellway may receive a commission when a customer completes on a mortgage arranged by our recommended panel of independent mortgage advisors.

** Source: HBF 2023 'Watt a Save' report and Bellway data from 5 SAP assessors from 1 Jan to 30 Sept 2021.