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Bellway home

Why buy new?

A new build was top of the wish list for housing expert Scott Hudson when he decided to buy a new apartment. His search took him to Camberwell in south east London – and to Bellway’s Elmington Green development, which is just a 30-minute commute from his office in the City.

“The high specification of fixtures and fittings in a new-build home, coupled with the minimal maintenance required on the property, are two of the key reasons why I decided to secure a new apartment,” explains Scott.

With a little help from
Help to Buy London

Scott made use of the Government-backed Help to Buy London scheme in his purchase with Bellway. For those who are eligible, this allows first time buyers the opportunity to purchase a new-build home within London boroughs for just 5% deposit, with Government equity loan of up to 40% of the property price, interest free for five years.*

Help to Buy London explained
Bellway home
I’m very satisfied with my new home... The Bellway staff were excellent and endlessly helpful to me.”

Why choose Bellway?

Property expert Scott has nothing but praise for the sales advisors who helped him through the buying process. “I’d definitely recommend buying with Bellway,” he adds. “I’m very satisfied with my new home and I had a great experience, especially with the staff who were excellent and endlessly helpful to me.”

Scott on the sofa
My new apartment is very sizeable... I really love the design, it has such great character.”

More for your money

“The apartments at Elmington Green have really great value considering the strength of their location and this is one of the many reasons why I didn’t want to miss out on a new home here,” says Scott.

Camberwell is an increasingly popular area of London, and only around three miles from Charing Cross. “I’m now closer to the centre of London with great access to the City. My local gym is just a 10-minute bus ride away and there are some fantastic local bars that surround the development.”

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More than a home builder

All you need when it comes to finding your new home

*YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Help to Buy is subject to the Homes and Communities Agency’s (HCA) terms and conditions and is available on new build homes on selected Bellway developments where the property represents your only residence. Help to Buy is available to first-time eligible buyers only and is subject to maximum regional price caps. HomeBuy agent eligibility checks are required. The equity loan is interest free for the first five years. If you are an eligible first-time buyer, the Government will lend you a minimum of 5% and up to 20% (or up to 40% in London) of the market value of your new build home. You start to pay interest from year six, on the fifth anniversary of your equity loan and this is calculated at a rate of 1.75% of the equity loan amount. The interest rate will rise each year thereafter in April by the Consumer Price Index (CPI), plus 2%. The interest you pay during the life of the equity loan does not reduce the amount you owe. The amount of interest you pay will reduce if you make part repayments. Interest will be worked out on the amount of equity loan left to pay. You may be charged interest on overdue money and pay administration fees to make changes to your equity loan. When your equity loan starts you must pay a £1 monthly management fee, this is paid for the life of your equity loan. When you take out your equity loan, you agree to repay it in full, plus interest and management fees. You must repay your equity loan in full: at the end of the equity loan term (normally 25 years), when you pay off your repayment mortgage, when you sell your home and if you do not comply with the terms set out in the equity loan contract and you are asked to repay the loan in full. Help to Buy operates under terms and conditions imposed by the HCA and may be subject to change. Please visit www.helptobuy.gov.uk for further information. Help to Buy cannot be used in conjunction with other schemes. Information correct at time of broadcast. Please see www.helptobuy.gov.uk/equity-loan/eligibility/ for further information. †Terms and conditions apply.