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Scotland’s First Home Fund

Wigan Council
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Summary

The Scotland’s First Home Fund allows you to purchase your dream home with just a 5% deposit. An equity loan of up to £25,000 is available from the Scottish government, which applies to all homes in Scotland – there is no price cap.

  • There are no monthly repayments to be made towards the Scottish government and no interest charged.
  • You will normally pay back the Scottish government equity share when you sell your property, or you can choose to increase your equity share over time.

Who’s eligible?

  • The scheme is available to first-time buyers throughout Scotland, as long as one of the applicants is a first-time buyer.
  • Your mortgage must be at least 25% of the purchase price.
  • The scheme is not available for buy-to-let properties.

More than a home builder

All you need when it comes to finding your new home