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We are offering drop-in appointments across all our developments; however, should you wish to have dedicated time with our sales advisor, we encourage you to book ahead. Come and visit us.

Own New Schemes

Details of Own New schemes can be found below:

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Own New Rate Reducer

Low-rate mortgages are back, so you can find your ideal Bellway home and spend less with the Own New Rate Reducer mortgage scheme.

Own New will provide homebuyers with better monthly mortgage payments for a 2- or 5-year period*, making it affordable for first-time buyers and existing homeowners to move into their dream home.

To read about the scheme in more detail, please click on the link below.

Own New Deposit Drop

Following the end of the Help to Buy scheme, the Own New Deposit Drop scheme** allows you to own 100% of your new home with as little as a 5% deposit, whether you are a first-time buyer or looking to buy again.

To read about the scheme in more detail, please click on the link below.

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Alternative ways to buy

No matter your circumstances, we have a range of available schemes designed to meet your needs.

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All you need when it comes to finding your new home

*Terms and conditions. Own New Rate Reducer is available on selected developments and plots only, and will include a housebuilder contribution of 3% or 5% of the house asking price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase.

Whilst stocks last, subject to availability. Speak to the sales advisor on your chosen development to discuss where Own New Rate Reducer is available.

‘Mortgage rate below 1.00%’ headline interest rate is based on market interest rate available as of 06.03.24 (and is subject to change) and is based on 40% deposit, 5% homebuilder incentive, 2-year fixed mortgage rate and 25-year term. Savings made in the initial 2-year fixed period.

Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.

A percentage fee of 0.22% of the house price is subtracted from the 5% housebuilder contribution (0.15% if the contribution is 3%) and goes directly to Own New as their arrangement fee.

Applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw this offer at any time.

Bellway is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.

Own New Rate Reducer is one of many incentive schemes and purchasing options available to Bellway customers.

Bellway may receive a commission when a customer completes on a mortgage arranged by our panel of independent mortgage advisors.

Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.

**YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Terms and Conditions apply.