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Own New Rate Reducer*
Up to 5% Deposit Paid
Up to 5% Cashback
Pick one of three great deals to help you move.
When buying a brand-new home with Bellway, we’re currently offering you the choice of three great incentives to help you move*.
Choose to save hundreds on your monthly mortgage payments when buying with Bellway and Own New Rate Reducer for a fixed two- or five-year period
Or select up to 5% Deposit Paid
Or up to 5% Cashback to help you make your move
Own New Rate ReducerLow-rate mortgages are back: With mortgage rates from below 1%**, Bellway’s partnership with Own New Rate Reducer can unlock access to some of the most competitive interest rates on the market.
Bellway gives a financial contribution of up to 5% directly to your lender, enabling homeowners to unlock lower mortgage interest rates over a fixed two- or five-year period. Through Own New Rate Reducer, buyers will own 100% of their home with a minimum of 5% deposit.
Bellway will put you in contact with an accredited independent broker who can provide advice on the scheme and any others available. Customers should always seek independent mortgage advice before making a final decision.
If Own New Rate Reducer isn’t the incentive for you, check out our Deposit Paid and Cashback incentives available on selected plots and developments across the country.
Deposit PaidReserve your dream Bellway home and benefit from a generous deposit contribution. We will provide a deposit of up to 5% of the value of your home which you could put towards furnishings or some Additions to help you feel at home from the moment you move in.***
CashbackReceive money in your pocket when you buy your dream Bellway home. You could receive up to 5% of the value of your home as cashback, allowing you to spend money on what matters most to you: whether it’s your dream holiday, a new car, or making your brand-new Bellway home perfect.†
Speak with our sales advisor to find out more. Available on selected plots and developments.
Find your preferred Bellway home then speak with one of our friendly sales advisors. If your home is eligible, we will put you in contact with an Own New Rate Reducer-approved broker to progress.
No, a percentage fee (0.22%) of the price of your home is taken from the 5% housebuilder contribution (0.15% if the incentive is 3%), going directly to Own New as an arrangement fee.
Deposit Paid and Cashback, as well as Own New Rate Reducer, cannot be applied in conjunction with each other or any other offers or selling schemes. These offers are applicable on new reservations only and are subject to qualification and lender criteria. We reserve the right to withdraw these offers at any time.
Bellway will provide a deposit contribution of up to 5% of the price of the home, which will be deducted from the house purchase completion statement.
Bellway’s deposit contribution will be deducted from the house purchase completion statement. This scheme cannot be applied in conjunction with another offer or scheme.
Bellway will provide Cashback of up to 5% of the price of the home, up to a maximum of £30,000.
Your Cashback amount will be deducted from your final settlement figure due on completion day, and then will be available to be repaid to you by your solicitor.
Find out moreBellway completely exceeded our expectations, and the aftercare so far has been amazing. We really couldn’t recommend Bellway enough.”
- Channelle and Matt
All you need when it comes to finding your new home
*General terms and conditions.
All purchasing incentives are valid on selected developments and plots only, whilst stocks last, subject to availability and are applicable on new reservations only. Cannot be applied in conjunction with any other offers or selling schemes. We reserve the right to withdraw these offers at any time. Speak to the sales advisor on your chosen development to discuss where these incentives are available.
**Own New Rate Reducer T&Cs
Own New Rate Reducer includes a housebuilder contribution of 3% or 5% of the house price which is passed directly to the lender (minus an Own New arrangement fee of 0.15% or 0.22% respectively) to secure a reduced mortgage rate for an initial period of 2- or 5-years fixed. After this period your mortgage rate is likely to increase. Mortgage rate below 1.00%’ headline interest rate is based on market interest rate available as of 22.04.24 and is subject to change.
Subject to lender criteria and eligibility. The lender will carry out their normal criteria and affordability assessments before any Own New Rate Reducer subsidy is applied.
Bellway is not regulated by the FCA and offers no mortgage advice. Customers must take advice from a regulated mortgage adviser before proceeding.
Your property may be repossessed if you do not keep up repayments on your mortgage or other debt secured on it.
***Deposit paid T&Cs
Deposit contribution, which cannot be more than 5% of the house asking price, will be deducted from the house purchase completion statement.
Subject to lender criteria, qualification, and acceptance of cash incentives
†Cashback T&Cs
Cashback incentive, up to a maximum of 5% of the house asking price, will be deducted from the customer’s final settlement figure which is due to us on the day of legal completion so that the cashback incentive will be available to be repaid to you by your solicitor as part of the completion process.
Subject to lender criteria, qualification, and acceptance of cash incentives.