Help to Buy London

Using the scheme, purchasers only need a 5% deposit and a 55% mortgage to qualify for a 40% interest free equity loan backed by the UK Government.

What is Help To Buy London?

You own 100% of your home.

Help to Buy London is available to both existing home owners and first time buyers on properties up to £600,000 in London. Using the scheme, purchasers only need a 5% deposit and a 55% mortgage to qualify for a 40% interest free equity loan backed by the UK Government.

The equity loan is interest free for the first 5 years, after which there is an annual fee of 1.75% of the outstanding equity loan. This is increased annually by RPI plus 1%. The equity loan must be repaid after 25 years, or earlier if you sell your home.

How do I know which Bellway London developments I can choose from?

Help to Buy London is available on properties in London which meet the Government’s eligibility criteria. Developments running the scheme are identified on our website by the Help to Buy logo. You can find out more information on each development by contacting the relevant sales team.

Can I get help to sell my current home and still use Help to Buy London?

Bellway offer a free Express Mover scheme on selected developments across London to help to sell your current home and get you moving fast.

Help to Buy

Help to Buy is a Government backed equity loan aimed at helping you purchase your new home. The scheme is open to both first time buyers and existing homeowners on new build properties up to a maximum value of £600,000.

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Help to Buy Wales

Buyers with a minimum of 5% deposit can receive an interest free equity loan of up to 20% of the value of their new home, leaving only a 75% mortgage to secure.

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Help to Buy Scotland

Buyers with a minimum of 5% deposit can obtain assistance from the Scottish government of up to a maximum of 15% of the purchase price of their property.

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