Help to Buy Wales is the new shared equity scheme from the Welsh Government aimed to help homebuyers purchase a new home with as little as 5% deposit.
Help to Buy Wales is available to both first-time buyers and existing homeowners on new-build properties across Wales with a maximum purchase price of up to £300,000.
Through Help to Buy Wales buyers with a minimum of 5% deposit can receive an interest free equity loan* of up to 20% of the value of their new home, leaving only a 75% mortgage to secure with a high street lender.
The interest free equity loan is provided by the Welsh Government and can be repaid at any time.
The scheme is available to homebuyers regardless of their annual personal income with mortgages expected to be available from a range of high street lenders.
Help to Buy
Help to Buy is a Government backed equity loan aimed at helping you purchase your new home. The scheme is open to both first time buyers and existing homeowners on new build properties up to a maximum value of £600,000.Explore
Help to Buy Scotland
Buyers with a minimum of 5% deposit can obtain assistance from the Scottish government of up to a maximum of 15% of the purchase price of their property.Explore
Help to Buy London
Using the scheme, purchasers only need a 5% deposit and a 55% mortgage to qualify for a 40% interest free equity loan backed by the UK Government.Explore