Help to Buy Wales

Help to Buy Wales is the new shared equity scheme from the Welsh Government aimed to help homebuyers purchase a new home with as little as 5% deposit.

What is Help to Buy?

Own 100% of your home

Help to Buy Wales is available to both first-time buyers and existing homeowners on new-build properties across Wales with a maximum purchase price of up to £300,000. 

How does it work?

Through Help to Buy Wales buyers with a minimum of 5% deposit can receive an interest free equity loan* of up to 20% of the value of their new home, leaving only a 75% mortgage to secure with a high street lender.

The interest free equity loan is provided by the Welsh Government and can be repaid at any time.

Who's eligible?

The scheme is available to homebuyers regardless of their annual personal income with mortgages expected to be available from a range of high street lenders.

Help to Buy

Help to Buy is a Government backed equity loan aimed at helping you purchase your new home. The scheme is open to both first time buyers and existing homeowners on new build properties up to a maximum value of £600,000.

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Help to Buy Scotland

Buyers with a minimum of 5% deposit can obtain assistance from the Scottish government of up to a maximum of 15% of the purchase price of their property.

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Help to Buy London

Using the scheme, purchasers only need a 5% deposit and a 55% mortgage to qualify for a 40% interest free equity loan backed by the UK Government.

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