Help to Buy WalesHelp to Buy Wales

Help to Buy Wales is the new shared equity scheme from the Welsh Government aimed to help homebuyers purchase a new home with as little as 5% deposit.

Help to Buy Wales is available to both first-time buyers and existing homeowners on new-build properties across Wales with a maximum purchase price of up to £300,000. 

Through Help to Buy Wales buyers with a minimum of 5% deposit can receive an interest free equity loan* of up to 20% of the value of their new home, leaving only a 75% mortgage to secure with a high street lender.

The interest free equity loan is provided by the Welsh Government and can be repaid at any time.

The scheme is available to homebuyers regardless of their annual personal income with mortgages expected to be available from a range of high street lenders.

A similar scheme is also in operation in England with Help to Buy.

To take advantage of Help to Buy Wales search for your new home and speak to a member of our sales team or contact us for further information.


Find a new home contact Us


Terms and conditions

*The equity loan is interest free for the first five years and can be repaid at any time or on the sale of your property. From year six a fee of 1.75% is payable on the equity loan, which rises annually by RPI inflation plus 1%.

From the time a buyer receives the shared equity loan they will be charged a £1 per month administration fee.

Each shared equity loan term is 25 years subject to earlier repayment on any sale of the property. Voluntary repayment may also be made at any time.

You are currently unable to Part Exchange your property in conjunction with this scheme.

Subject to financial qualification and assessment by the administering agent. 

Reservations can only be taken on plots which are expected to be build complete within 7 months. 

Not available for buy to let purchases.

Prices and details are correct at time of going to press.

Images are typical of Bellway properties.