Buy a New City Home for Just GBP 62,000 with Bellway and Cardiff Council’s Assisted Home Ownership Scheme

First time buyers can make their first step on to the property ladder for just £62,000 thanks to Bellway Homes Wales in partnership with Cardiff Council.

The initiative helped 28-year-old Magdalena Borkowska to secure her first home, who also became the first resident to move into Bellway’s Potters Mews development in Cardiff. Cardiff Council’s Assisted Home Ownership Scheme allows qualifying buyers the chance to buy a new home at just 65 percent of its value. The initiative operates on a shared equity basis with the local authority.

Magdalena, who works for a steel manufacturer in the city centre, said: “I’m a single person and wanted my own home. Up until now, I’ve rented which meant that the property wasn’t mine and I had to share – sometimes with people I didn’t know. I was so glad to find this scheme which made buying a new home affordable for me. Now I’m much more independent and happy too. The cost of the mortgage each month is actually the same amount as the rent that I had to pay but this way, I’m investing in my future. It’s a very good scheme to get people on to the property ladder; I wouldn’t have been able to buy a home without it.”

To qualify for the scheme, purchasers have to be first-time buyers, have lived or worked in Cardiff for at least six months and be able to meet the long-term financial commitment of home ownership. It is also available to those leaving the Armed Forces if they lived in Cardiff at least six months immediately prior joining.

Potters Mews is conveniently located just outside the city centre, in Rumney. It consists of 36 apartments in three blocks. The one and two-bedroom apartments are ideal for first-time buyers with gas central heating, integrated washer-dryer and fridge freezer, fitted kitchen and carpet as standard. They also benefit from shared landscaped grounds, allocated parking, access to bicycle storage and a communal sky dish.

Magdalena was not only first to buy at Potters Mews under the low cost Home Ownership Scheme, she was the first resident to move into the whole development.

She said: “It was strange being the first person to move into the scheme, it was all so brand new but others quickly joined me. Once I’d seen the apartment at Potters Mews, I decided then and there that it was the one for me. It had a good quality finish and had everything I was looking for. I work in Cardiff so location was important to me. The bus stop is right in front of Potters Mews and the bus into the city comes every 15 minutes in the morning and even returns late on a Friday and Saturday night if I want to go out. It also has good links to the motorway.”

Potters Mews sales advisor Lee Blackmore said: “It was a pleasure to welcome Magdalena as the first resident into Potters Mews. It is fantastic that we are able to offer buyers the opportunity to purchase a brand new home at such an affordable price thanks to this local authority scheme with Cardiff Council. It makes buying a new apartment at Potters Mews as little as £62,000 and we still have apartments on this scheme.

Cardiff Council’s Executive Member for Communities, Housing and Social Justice, Cllr Judith Woodman, said: “It can be a challenge for first time buyers to get on to the property ladder without a large deposit, this scheme provides an opportunity for first time buyers to have their own place and call somewhere home. I am delighted we are able to work with Bellway in offering this unique scheme.”

A new home at Potters Mews starts at just £62,000 with the Assisted Home Ownership Scheme. For more information, visit the new show apartments, go online to or call Lee on 029 20 363135. You can now also visit Northover and Williamson estate agents at 832, Newport Road, Rumney, Cardiff. For more details on the Assisted Home Ownership Scheme, call Cardiff Council on 029 2053 7366.